Understanding Liens on Boats: What to Check Before You Buy

When buying a vessel, one of the most important—but often overlooked—steps is ensuring the boat is free of liens or any encumbrances. At Pacific Maritime Title, we specialize in conducting thorough research so our clients can buy with confidence.

Why Lien Searches Matter

A lien is a legal claim against a vessel, typically due to unpaid debts such as loans, repairs, or moorage fees. If not resolved before the sale, liens can follow the vessel—leaving the new owner responsible for someone else’s obligations. That’s why every transaction we handle at Pacific Maritime Title includes a comprehensive federal and state lien research as part of our standard process.

Our Lien Search Process

Whether the vessel is state-titled or federally documented, our experienced team investigates all potential encumbrances, including:

• Mortgage Liens – From lenders or financial institutions.

• Maritime Liens – For unpaid repair, dockage, or service bills.

• Tax Liens – Tied to unpaid state or local taxes.

For federally documented vessels, we order an official Abstract of Title from the U.S. Coast Guard. For state-titled vessels, we conduct a full review through the appropriate state agencies. We leave no stone unturned—so you’re not surprised by hidden claims.

When you work with us, lien research isn’t an add-on—it’s built into every transaction we manage. We act as your dedicated title team, checking that the vessel you’re purchasing is clear, compliant, and fully ready for transfer. From uncovering unpaid debts to confirming proper releases, we handle the details, so you don’t have to.

Don’t take chances with one of the biggest purchases you’ll make. Let Pacific Maritime Title help make sure your next boat purchase is secure, stress-free, and lien-free.

Get in touch with us at 206-632-4668 or info@pmtitle.com today to learn more about how we can help protect your transaction from start to finish.